Uses the Component:FederalTILDisclosuresType
Federal Truth In Lending Disclosures
Table 6.75. Fields and Components
| Name | Description | Occurrence | Type | Data Type | User Notes |
|---|---|---|---|---|---|
| AnnualPercentageRate |
The customer's buy rate. | 0..1 | Field | udt:PercentType | |
| CanadaACRPercentage |
The actual cost of the financing. Use Province to determine of required. | 0..1 | Field | udt:PercentType | |
| FinanceChargeAmount |
The total of interest paid on the contract. | 1..1 | Field | udt:AmountType | |
| TotalOfPaymentsAmount |
The total of dollar amount of payments to be made on the retail loan or lease. | 1..1 | Field | udt:AmountType | |
| TotalSalePriceAmount |
Downpayment plus the total of payments. | 0..1 | Field | udt:AmountType | |
| FirstPaymentDate |
Indicates the first date of payment. | 0..1 | Field | udt:DateType | |
| PaymentSchedule |
Represents the schedule of payments to be made. | 1..* | Component | PaymentScheduleType | |
| LeaseRateMoneyFactorString |
Lease rate charged to customer by the Dealer. | 0..1 | Field | qdt:StringType | |
| RetailFilingFeeAmount |
A fee that is collected up front that is not itemized. | 0..1 | Field | udt:AmountType | |
| NonFilingFeeInsuranceAmount |
Coverage amount for non filing. | 0..1 | Field | udt:AmountType |
The XML Sample provided here is an approximation of the generated XML for this component. Not all of the fields are required for implementation.
Example 6.75. FederalTILDisclosures
<FederalTILDisclosures>
<AnnualPercentageRate>......</AnnualPercentageRate> [0..1]
<CanadaACRPercentage>......</CanadaACRPercentage> [0..1]
<FinanceChargeAmount>......</FinanceChargeAmount> [1..1]
<TotalOfPaymentsAmount>......</TotalOfPaymentsAmount> [1..1]
<TotalSalePriceAmount>......</TotalSalePriceAmount> [0..1]
<FirstPaymentDate>......</FirstPaymentDate> [0..1]
<PaymentSchedule>......</PaymentSchedule> [1..*]
<LeaseRateMoneyFactorString>......</LeaseRateMoneyFactorString> [0..1]
<RetailFilingFeeAmount>......</RetailFilingFeeAmount> [0..1]
<NonFilingFeeInsuranceAmount>......</NonFilingFeeInsuranceAmount> [0..1]
</FederalTILDisclosures>